When people first look at their judgments, they like reading the part which states that someone owes them both money and interest; and those words sure make judgments look valuable. While there are some exceptions, usually winning the judgment is the easy part.

Recovering money from a judgment is often an expensive, time consuming, and/or a very disappointing experience. Many people begin their judgment recovery adventure by attempting to recover their own judgments; and often then discover how expensive and complex such attempts are. After that, most look for an outsourcing solution, and usually begin by persistently attempting to sell their judgment for cash up front.

Because of the economy, debtor-friendly laws, and court funding problems; the cash upfront value of most judgments are usually just a tiny fraction of their face value. (1-8%)

At first, most people with non-perfect judgment debtors do not accept that their judgments are not worth much cash up front.

Most work hard to shop their judgments, or list them at some Judgment Marketplace site for months, or even, years; and get only very low offers, and/or no serious offers or responses.

The truth about judgments is that over 80% of ALL judgments are never recovered!

• All judgments expire.
• Everything depends on the Judgment Debtor.
• Debtors are much more likely to file for Bankruptcy.
• Almost, always, Bankruptcy kills judgment!
• A judgment is NOT cash. And only the judgment debtor can repay a judgment.
• Many laws favor the judgment debtor's side. Some debtors abscond to a different state or country, to evade paying the judgment against them.

TakeOverMyDebt.com is the Judgment recovery division of HRCSurplus.com

So, why is TakeOverMyDebt.com, interested in my judgment??! We’re Not!

We are an Asset Recovering service that specialized in recovering money that is owed to foreclosed homeowners through-out the USA! We help both residential and commercial property owners. (FindMySurplus.com)

Because of the Due Diligence process, we have to research the debts of each foreclosed property owner(s). Therefore, we encounter many judgments and judgment liens. We are specialists when it comes to researching the debt of foreclosed homeowners. If, and when we encounter judgments that will substantially reduce the amount of money that we help recovered for the foreclosed homeowners, (aka “Surplus”), we will referred you to the Judgment specialists.

Our evaluation process is fast and simple. You will receive personal attention from an experienced professional.

Our Judgment qualification requirements are:

1. $10,000 minimum Judgement, and
2. Judgements must be between a minimum of 2yrs old and a maximum of 9yrs old.